Windshield Replacement Insurance. Calibration From $240 Per System.
Making a glass claim, and the shop says the camera needs calibrating after the new windshield? We re-aim it to read the road straight again, anywhere in the US, and price it on its own line to show your insurer. Get a quote.
- Your quote is confirmed in writing before anything is scheduled.
- Calibration runs to full manufacturer specification.
- A calibration certificate after the job.
Does insurance cover windshield replacement?
Usually, yes, if you have comprehensive coverage. That's the part that pays for glass. Liability-only won't pay for yours.
You usually pay the deductible, your share before the claim pays, but not on the windshield if:
- you're in Florida, Kentucky or South Carolina
- you added full glass, an option with no glass deductible
A camera behind the glass needs calibrating too, usually $300.
No camera, no calibration. Check if your windshield camera needs calibrating.
Glass claim rules by state
Florida
- Glass deductible:
- None on the windshield with comprehensive coverage (627.7288)
- Calibration on the glass claim:
- Your policy decides
- Choosing your shop:
- Your insurer can't require a particular glass or calibration shop, unless you chose a policy with a repair arrangement, a deal that sets the shop (627.7291)
Kentucky
- Glass deductible:
- None on a glass-only comprehensive claim (304.20-060)
- Calibration on the glass claim:
- Included by law, for policies issued or renewed on or after April 2, 2024
- Choosing your shop:
- No particular glass shop can be a condition of payment, though insurers may keep networks (304.20-060)
South Carolina
- Glass deductible:
- None on safety glass, on a comprehensive or a collision claim (38-77-280)
- Calibration on the glass claim:
- Your policy decides
- Choosing your shop:
- Your policy decides
Arizona
- Glass deductible:
- Your choice: insurers selling comprehensive coverage must offer full glass with no deductible (20-264)
- Calibration on the glass claim:
- Your policy decides
Other states
- Glass deductible:
- Usually set by your policy. Some states make insurers offer a full glass option, so ask yours
- Calibration on the glass claim:
- Your policy decides
- Choosing your shop:
- Read your policy, and ask your insurer before you book
Laws read October 2026; your policy can give you more. South Carolina's pending bill H.4817 would replace its rule with a zero-dollar deductible insurers must offer.
Is it safe to drive before the calibration?
Usually, yes, but don't trust the assist features yet. They can operate abnormally until the camera is calibrated.
Switch lane keeping off if it tugs the wheel. Our windshield calibration guide has more.
Get the result at pickup. Arizona and Kentucky make the shop tell you if calibration fails.
Ready for a price? Send the VIN and we'll quote the calibration.
Sources: Honda's 2019 CR-V owner's manual, August 2018; Arizona Revised Statutes 20-463.02; Kentucky Revised Statutes 367.361.
How a glass claim runs, and where calibration fits
- 1
Check your policy
Glass usually falls under comprehensive coverage. Find your glass deductible, or a full glass option that removes it.
- 2
Open the glass claim
Call your insurer. A separate company, called an administrator, may run its glass claims and suggest a shop.
- 3
Choose the glass shop
Ask if your car has a windshield camera and who calibrates it. Some states protect your choice of shop, as the table shows.
- 4
Glass in, camera re-aimed
The glass shop or a calibration shop re-aims the camera so it reads the road straight. Ask for it on the same claim.
- 5
Keep the result
Get the calibration result in writing. It shows the job passed, and your claim may need it.
What calibration costs
Whether your claim pays or you do, these are our prices. A new windshield usually needs the front camera row.
Calibration, per system
Coding a replaced part to your vehicle
Diagnostic scan
- Same price on a mobile visit, except rows marked Shop bay only.
- Prices are before sales tax. Whether labor is taxed depends on your state; any tax that applies is itemized on your written quote.
- Dynamic calibration runs on the road, so it can be done as a mobile visit. Static calibration needs a level, lit, measured space, so whether your job can be done mobile depends on what your car's documented procedure calls for.
- Rows marked Shop bay only are done in a shop bay. The bay-and-road camera price applies when your car needs both calibrations.
Glass claim open? Get the camera calibration priced
Glass shop says the camera needs calibrating? Send the VIN and what it said. Each system gets its own price line for your claim.
- Your quote is confirmed in writing before anything is scheduled.
- Calibration runs to full manufacturer specification.
- A calibration certificate after the job.
Know your glass claim
The glass is only part of the claim. Whether it pays for the calibration depends on your state and policy.
Comprehensive pays for glass broken by a rock, hail or theft. Liability-only policies don't cover your glass.
- Deductible: what you pay before the claim pays.
- Full glass coverage: an option that drops the deductible on glass.
- Crash damage: crash glass usually goes on the collision claim. South Carolina drops the glass deductible there too.
Florida, Kentucky and South Carolina drop the windshield deductible by law. Arizona insurers must offer full glass instead.
Genuine or aftermarket glass? Ask which the claim pays for, and read our OEM vs aftermarket windshield guide.
Sources: Florida Statutes 627.7288; KRS 304.20-060; S.C. Code 38-77-280; A.R.S. 20-264.
Some insurers hand glass claims to an administrator, which may suggest a shop. These states limit that:
- Florida: your insurer can't dictate the glass or calibration shop, unless your policy has a repair arrangement.
- Kentucky: you don't have to use a particular shop to get paid.
- Arizona: any glass shop, unless the policy says otherwise. An insurer suggesting one must say you can choose.
Other states have their own rules. Some, such as New York, protect your choice of shop too.
Check your policy and ask your insurer before you book outside the network.
Sources: Florida Statutes 627.7291; KRS 304.20-060; A.R.S. 20-469 and 20-469.01; New York Insurance Law 2610.
Kentucky law counts calibration as part of glass replacement, on policies written or renewed from April 2, 2024.
Florida's shop-choice rule names calibration too. Its deductible rule names only the windshield, so ask about calibration.
In other states, the policy wording decides. Three things help the claim:
- the calibration itemized on the quote
- the glass shop's note that calibration is needed
- the result, showing it passed
Glass shop can't calibrate? Ask your insurer to add calibration elsewhere to the same claim.
Sources: KRS 304.20-060; Florida Statutes 627.7291 and 627.7288.
A claim can pay less than the calibration costs. Ask before the work who pays any difference.
If your insurer refuses or cuts it:
- ask the adjuster for the reason in writing
- send the itemized quote and the glass shop's calibration note
- check your policy for an appraisal clause, which lets each side bring in an appraiser
- contact your state's insurance department
In Arizona, a shop can't bill for calibration that misses the automaker's specifications. The result is your proof.
Source: Arizona Revised Statutes 20-463.02.
Florida and Kentucky ban offering anything of value for a glass claim. Both bans cover calibration.
Distrust a promise that you'll pay nothing.
- Kentucky: a shop can promise it only once your insurer has verified coverage.
- Arizona: only when your policy fully covers the job.
Kentucky shops need your claim number before any contract. Your written note that you won't claim also works.
Sources: Florida Statutes 559.920; KRS 367.361; A.R.S. 20-463.02.
Glass claim questions
Sometimes. Kentucky law puts calibration inside a glass-only claim, for any policy issued or renewed on or after April 2, 2024 (KRS 304.20-060).
Elsewhere your policy decides. Check with your insurer before the glass is replaced, and show the adjuster our itemized quote.
Usually not in Florida, Kentucky or Arizona. Their laws let you choose the shop (627.7291, 304.20-060, 20-469).
The exceptions are a Florida policy with a repair arrangement (a deal that sets the shop) and an Arizona policy that names one.
In other states, check your policy. A shop outside your insurer's network can leave a gap for you to pay, so ask first.
Get that in writing. Then ask your insurer whether a calibration elsewhere can go on the same claim.
Send us the VIN and what the shop said. You'll get a price for calibrating that car.
It can, depending on your insurer, your claim history and your state. A glass-only claim usually goes on comprehensive coverage, not collision.
So ask your agent before you file. The question is whether a glass-only claim counts against your record there.
Skipping the claim doesn't change the job. A camera behind new glass usually still needs calibrating.
Front camera calibration costs $300 at a service center. It's one price, whether your car calibrates in the shop or on the road.
Some cars need both a shop and a road calibration, at $500, in a shop bay. Your written quote says which applies.
The windshield itself is the glass shop's charge. Our quote covers the calibration, not the glass. Our pricing page lists every other system.
New windshield on a claim? Get the camera priced
Pass on your VIN and the glass shop's calibration note. Your quote is confirmed in writing before anything is scheduled.
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